Insurance companies work for their shareholders. We work for you. Texas Claim Help Group is a licensed public adjusting firm representing homeowners and businesses across Texas on storm, wind, hail, fire, water, and freeze damage claims.
Whether it's a hurricane in Corpus, a hailstorm in Dallas, or a burst pipe in San Antonio, we document the true cost of loss and negotiate directly with your insurer so you don't have to.
Roof damage, structural loss, and interior water intrusion from named storms and straight-line winds.
Roof, siding, windows, and HVAC damage — even when insurers claim it's "cosmetic."
Burst pipes, supply-line failures, sudden leaks, and resulting mold or structural damage.
Structure loss, smoke contamination, contents, and additional living expenses (ALE).
Frozen pipes and post-Winter Storm Uri claims, including reopening underpaid 2021 losses where the statute still allows.
Retail, multifamily, office, and restaurant losses — including business interruption and lost income.
We review your policy and damage at no cost to see if you have a case worth pursuing.
We document every covered loss — structure, contents, code upgrades, and ALE.
We submit the claim, handle adjusters, and push back on lowball offers.
You receive a fair settlement. We're only paid when you are — contingency fee only.
The adjuster your insurance sends works for them. A public adjuster is independently licensed and legally represents the policyholder.
You pay nothing upfront. Our fee is a percentage of what we recover — if we don't get you more, you don't pay.
We know Texas weather, Texas carriers, and Texas claim law — including prompt-pay statutes and bad-faith recourse.
A denial or small check isn't the end of the road. We routinely reopen claims that clients thought were closed.
From a single-family roof to a multi-unit commercial loss, we scale the documentation to the claim.
No jargon, no runaround. You'll always know where your claim stands.
"Our claim was denied twice. Texas Claim Help Group took it over and got us a full settlement within weeks. I wish I'd called them first."
— Homeowner, San Antonio
"After the freeze, our carrier offered a fraction of what we needed. They documented everything correctly and the offer nearly tripled."
— Homeowner, Austin
"Handled our commercial hail claim end to end. Professional, responsive, and worth every penny of the contingency fee."
— Property Owner, Houston
Testimonials are illustrative examples. Replace with verified client quotes before launch.
A public adjuster is a state-licensed claims professional who represents you, the policyholder — not the insurance company. We inspect the damage, interpret your policy, prepare and submit the claim, negotiate with your insurer, and push for a full, fair settlement.
Nothing upfront. Texas public adjusters work on contingency, meaning we're paid a percentage of what we recover for you. If we don't get you more than you already have, you don't pay our fee. The exact percentage is set by written contract and complies with Texas Department of Insurance rules.
Usually not. A denial is not always final. We routinely reopen denied claims, supplement underpaid claims, and invoke policy appraisal clauses. Texas also has specific statutes (including prompt-payment and bad-faith provisions) that can work in your favor. Call us for a free review.
Using a licensed public adjuster is your legal right as a Texas policyholder. Carriers cannot cancel a policy solely because you hired representation on a legitimate claim.
Deadlines vary by policy and peril — some are as short as one year, others longer. Don't guess. Call us and we'll review your policy's exact language and applicable Texas law before the clock runs out.
Yes. We handle retail, multifamily, office, restaurant, and industrial property claims, including business interruption and extra expense coverage.
All 254 Texas counties. Our main office is in the San Antonio area, but we routinely handle claims statewide — Houston, Dallas-Fort Worth, Austin, Corpus Christi, the Rio Grande Valley, West Texas, and the Panhandle.
Call now or scroll back up to submit your claim details. We respond within one business day.